Important changes. Commercial van insurance – or business van insurance – is different to the policy you have for your own personal vehicle. Take a look at our policy document here, Insurance Product Information Document - For policies incepted from 1 Jan 2021 (PDF, 263KB), Insurance Product Information Document - For policies incepted up to and including 31 Dec 2020 (PDF, 264KB), Suitable for drivers aged between 21 and 76, When using our approved repairers, you’ll be guaranteed a courtesy vehicle. Buying & selling a van Running your van Your van & your business Insurance News. Check your V5C vehicle registration certificate, the log book, to see if your vehicle should be insured as a car or a van. More on Highway Specialist. Commercial van insurance (also known as business van insurance) is for you if you use your van for work in any way – including travel to or from more than one location. Compare LDV van insurance. tools of your trade) and haulage (i.e. Once you've got a decent alternative price from a comparison website, get on the phone and try to haggle (unless cashback's available, as that has to be via the net). You can receive a fixed penalty of £300 and 6 penalty points if you’re caught driving without cover, which can escalate to a driving disqualification. These usually have a large exterior space to advertise a company logo/name. Need more info? Any business tools or equipment If you're a builder, for example, there will be no cover for any tools or goods in your van during a theft, fire or accident; Use of a van if you select ‘replacement hire car’ Depending on what you choose, your replacement vehicle will either be a small hatch back or similar-sized car up to 2.0 litre and 7 seats Cargo vans. Although the van insurance market is not as competitive as for the car cover space, all companies are desperate to retain business. This can help you to balance van insurance payments with other business overheads – like rent, tax and wages. Features include new van replacement (refer to policy document), personal accident and personal effects cover, replacement locks and courtesy vehicle cover. We've now stopped writing new business and issuing renewals for LV= Commercial products. Here’s what you need to know about our Clear Van product: Our Clear Van product has been designed for vans up to 3.5t that are being driven for pleasure or for running a small business. Rather than simply going for a newer model, it could be time to switch to a van. We use cookies to give you the best possible experience online. Get a quote. Call Now 0333 003 8450. And the best part? Cover features . Highway Motorcycle insurance. It provides financial protection against the same risks car drivers face. Cover features. Cargo vans are typically all white, windowless, with two front seats and a large empty cargo area in the back. Commercial insurance We have now stopped writing new business and issuing renewals for LV= Commercial products. From Public liability through professional indemnity & employers liability to legal expenses. View the policy document. We have four levels of cover for you to choose from - Social, Social and Commuting, Own Goods and Haulage. Fleet insurance covers a fleet of vehicles. However if you're using your van for work, for example, you'll need to check your terms and conditions carefully as not all insurers will cover you for business use. Try these tips to find cheap van insurance: Pay up front in full, because insurers charge interest when you pay monthly. By continuing to use our website, you agree to receiving our cookies on your web browser. Skip to main content. We guarantee that our van insurance is the cheapest you'll find too - through our cheapest van insurance guaranteed* motto. It's important to us that if you need to make a claim, you receive a hassle-free service. Highway Telematics Car insurance. Learn more about our commercial van insurance below, or get some more information on our private van insurance. A third party policy is the minimum legal requirement and covers the owner for any damage or injury to another person or their property. But thanks to an influx of Chinese money, LDV is back in the game. to carry your goods, tools or equipment to different locations as part of your working day. More on Clear Van. Make a Claim. builder 2. These can be registered in the name of a company, a partner or director of the company, allowing one policy to cover your whole business. If you're an existing customer, we're still here for you in the event of a claim and we'll continue to deliver the high levels of service you've come to expect of us. The kind of van you buy will determine the type of van insurance quotes you receive. How to save on your van insurance. Tools of the trade Tradesmen tips Business basics Insurance News. Business van insurance is designed to protect your business and minimise loss following damage to or theft of your van. Business van insurance, also known as commercial van insurance, is needed if you use your van in connection with your trade or business. Considering a change of car or adding another to your household? Business and commercial van insurance policies we offer. Compare LV with other major business insurance brands. Simply Business offers between £1 million and £5 million in cover, to protect you against this cost. This Birmingham-based van company has had its ups and downs – it ended up going bust back in 2008. But van insurance differs from car insurance, particularly if you use your van for business … You can claim if you have an accident or if your vehicle is damaged or stolen. Find out more about the changes. We've now stopped writing new business and issuing renewals for LV= Commercial products. It’s important to note the difference between a courier and a haulier to ensure you take out the correct policy. It’s specifically designed to protect you for work-related activities. Vans offer much more flexibility, mainly due to the extra space they give you. Courier Van Insurance & Haulage Van Insurance The courier and haulage business van policy provides cover for the transporting of goods over long distances. Business van insurance is a type of insurance policy you can take out for your van if you use it for commercial or business reasons. You receive not include insurance for your own personal vehicle insurance you need and how to change cookie! Policy page to find the most affordable van insurance to us that if have. Hassle-Free service rather than monthly lv business van insurance to protect you for work-related activities based on price of your or. Hours trawling through directories and calling each and every van insurance a hassle-free.! 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